Cheryl Schatz

Frank,
Excellent comments as usual! I wish in a way that my debate with Mike could go back and forth more to bring some of this stuff out, but we agreed that it would only be a question, answer, then a response each and that would be the extent of each set of questions. I very much appreciate that Mike would even do this as many comps would not engage like this at all. Also Mike wanted my answers ahead of time so that he could prepare his responses. So right now what I will be answering and responding to for the rest of the questions to me from Mike have already been done. Later on we will be posting Mike’s questions to me and my answers with both of our responses. Those have not been fully written yet. The fine points will certainly come out in the comment section. You will likely notice that my answers are a good deal longer than Mike’s. Whether I have more to say or whether Mike is just more concise than I am will remain to be seen 🙂