Craig

Lydia @ 49,
You asked,
“Craig, I would be interested in hearing what you think happens to unbelievers when they die?”

I believe that the final Judgment Day has not happened yet. It is still in the future.
Unbelievers who have died (and those who are still alive at the time of Christ’s return) will be eternally condemned. There will be suffering and exclusion from God’s presence forever.
Believers who have died (and those who are still alive at the time of Christ’s return) will not be condemned. They will be delivered or “saved” from this future Day of God’s wrath and judgment, and live in eternal joy in God’s presence.
What is happening NOW with those who have died is more tricky, but I believe that unbelievers are conscious, in torment awaiting their final condemnation on Judgment Day.
Believers are in God’s presence with joy, awaiting with assurance that they will not be condemned on that Day, but be rewarded for their faithfulness in christian living and continue to live eternally in God’s presence.
Does that answer your question? I certainly do not claim any expertise in these doctrines but that is what makes sense to me from the scriptures at this stage.